Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.
We are recruiting to fill the position below: 1. Loan Marketing Officer – Civil Servants Loans Job Title: Loan Marketing Officer – Civil Servants Loans Location: Lagos Island, Lagos Employment Type: Full-time
Job Summary
  • Loan officers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire loans in a timely manner.
Job Description
  • Market loan products and process loan applications for employees in the Public Service Sector.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
  • Minimum of a B.Sc. Degree or its equivalent in Marketing or related field.
  • Minimum of 3 – 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse loans in large volumes without default to employees in the public sector (civil service workers).
  • Experienced in repayment tracking and loan collection without a day default.
Skills:
  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.
Salary Very Attractive.
Application Closing Date 9th August, 2021.
How to Apply Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using “Loan Marketing Officer – Civil Servants Loans” as the subject of the mail. Note: Only qualified candidates will be shortlisted. 2. Loan Marketer – Public Service Sector
Job Title: Loan Marketer – Public Service Sector Location: Lagos Employment Type: Full-time
Job Description
  • Loan officers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire loans in a timely manner.
Job Responsibiliites
  • Market loan products and process loan applications for employees in the Public Service Sector.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
  • Minimum of a B.Sc or its equivalent in Marketing or related field.
  • Minimum of 3/5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse loans in large volumes without default to employees in the public sector (civil service workers).
  • Experienced in repayment tracking and loan collection without a day default.
Skills:
  • Detailed and target oriented.
  • Excellent team spirit and communications skills.
  • Excellent Human Relations and Inter-personal skills.
  • Goal oriented.
Application Closing Date 6th October, 2021.
How to Apply Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using “Loan Officer – Public Service Sector” as the subject of the mail. Note: Only qualified candidates will be shortlisted. 3. Recovery Officer
Job Title: Recovery Officer Location: Lagos Island, Lagos Employment Type: Full-time
Job Summary
  • Loan officers at Alert Microfinance Bank are responsible for collections of due payments from delinquent customers, recover fully provisioned or written-off credit and rehabilitate other impaired credit.
Job Description
  • Devise customized recovery strategy on a case by case basis, reducing the non-performing loans owed by customers
  • Minimizing customer response times by issuing reminder notices and customer statements and monitoring collection of debts in a timely manner
  • Negotiating with clients on arrangements regarding payments and making recommendations to management to ensure departmental guidelines in relation to installment agreements and the processing of monies received are adhered to
  • Contribute to the achievement of team and organizational objectives
  • Visit delinquent customers for recovery of loans, agree debt recovery plans and follow up as appropriate
  • Reviewing documentation (all aspects of contract) to assess liability, identify contract issues and judge recoverability
  • Establish repayment schedules, monitoring repayment of debts, and adherence by debtors to installment schedules.
Key Requirements
  • A minimum of B.Sc / HND in Accounting, Banking & Finance, Economics, Statistics and other related field
  • Minimum of 3 – 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience
  • Good knowledge of Lagos Island and Mainland
  • Ability to recover loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default.
Skills:
  • Enthusiastic and highly focus
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.
Salary Very Attractive.
Application Closing Date 9th August, 2021.
How to Apply Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using “Recovery Officer” as the subject of the mail. Note: Only qualified candidates will be shortlisted.  

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