Employers taking a holistic approach to healthcare coverage post-pandemic

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Incorporating comprehensive healthcare strategies to a company’s overall financial picture has become increasingly important over the last year. “As a result of the pandemic, employers are looking for a holistic approach to their cost containment,” Tara Krauss, head of accidental and health for QBE North America told Insurance Business. “The rising cost and complexity of providing affordable healthcare for employees is continuing to be a fundamental challenge for employers.” Among that complexity has been the struggle to get urgent care with hospitals focusing their resources on COVID recovery. The CDC’s National Breast and Cervical Cancer Early Detection Program reported that breast cancer screenings declined by 87%, and cervical cancer screenings by 84% during the early months of the pandemic (April 2020) compared to the previous five years. “Missed and delayed screenings is something we’re watching closely to see how it will not only impact costlier treatments for the insurance carrier, but an advancement in disease for plan participants,” said Krauss.

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