Lighting Finance Technology Nigeria Limited Job Recruitment – (3 Positions)

Lighting Finance Technology Nigeria Limited is a Loan and Credit Facility Organization in loans to individuals etc.
We are recruiting to fill the position below: 1. Loan Officer Job Title: Loan Officer Location: Oregun / Ikeja – Lagos Employment Type: Full-time
Job Brief
  • We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business.
  • You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
  • BS Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
Salary N35,000 – N60,000 / month.
Application Closing Date 10th July, 2021.
How to Apply Interested and qualified candidates should send their CV to: using the Job Title as the subject of the mail. 2. Customer Service Loan Representative
Job Title: Customer Service Loan Representative Location: Oregun / Ikeja, Lagos Employment Type: Full-time
Job Summary
  • In this role you are required to provide answers to the financial queries of customers via email and phone.
What Will You be Doing? This depends on the role but it usually involves assisting customers with queries or offering deals on financial products such as pensions, loans, mortgages, tax, investments and insurance. Other possible duties include:
  • Processing the payments and withdrawals of customers.
  • Ensuring customer queries are answered to their satisfaction.
  • Using computerised systems to access the details of customers.
  • Promoting certain financial products and services.
  • Handling customer complaints or handing them over to a supervisor.
  • Referring customers to individuals qualified to offer and sell regulated financial products.
Job Description
  • At Lighting Finance, the Loan Servicing Customer Service Representative responds to customer’s inquiries or complaints regarding Loan Servicing products or services.
Primary Responsibilities
  • Determines best method to resolve problems to ensure customer satisfaction and adherence to company policies
  • Coordinates problem resolution with appropriate departments
  • Informs customers of standard procedures or resolution of problem
  • Follows up, either verbally or in writing, to ensure customer satisfaction
  • Works with either close supervision or under clearly defined procedures
  • May make periodic calls to existing customers to determine satisfaction with the company, products, and services
  • This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
  • This position is incentive eligible.
  • OND, HND, BSc,
  • Applicants will be expected to pass any assessment associated with the position
  • One (1) year of customer service or related experience
Skills and Competencies:
  • Ability to work in a fast-paced environment
  • Basic computer skills
  • Excellent customer service skills
  • Good verbal and written communication skills
Salary N35,000 – N60,000 / month.
Application Closing Date 10th July, 2021.
How to Apply Interested and qualified candidates should send their CV to: using the Job Title as the subject of the mail. 3. Call Center Recovery Agent
Job Title: Call Center Recovery Agent Location: Oregun-Ikeja, Lagos Employment Type: Full-time
Job Description
  • To Make Calls to Customers and Clients on the Repayment of their Loans once due.
  • Ensure prompt follow up on each customer till their loans are repaid..
  • Provide Flexible means for customers to meet up with their Repayment.
  • Result oriented and ensuring Payments are actually made each day.
  • Applicants will be given Targets to meet which will determine the Final bonus to be paid at the end of the Month6, plus their Basic Salary too.
  • Innovativeness, creativity,ability to think out of the box and solve Problems that relate to collections on behalf of the Organisation.
  • Applicants with ND,HND, B.Sc, in the relevant field can apply.
  • Applicants with experience or who have done similar job will be considered and highly favoured.
  • Applicants within the Axis of Ogudu, Ojota, Oregun, Ogba, Ketu, Maryland, Palm-Groove etc. will be considered.
Salary N35,000 – N60,000 Monthly.
Application Closing Date 5th July, 2021.
How to Apply Interested and qualified candidates should send their CV to: using the Job Title as the subject of the mail. Or Submit in person at: Wing D, 1st Floor, Motorways Centre, Motor Avenue, Opposite 7up Bottling Company, Oregon, Ikeja, Lagos State. For enquires, call:  08035662946  

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